Should I List My House NOW or this Spring?

Should I List My House NOW or this Spring?

Most people would immediately choose the Spring season as the time to sell your house, and they would not be wrong.  ATTOM Data Solutions reported that the worst times to sell real estate were October and December, and this was reported in August of 2019.

However, though it may be more common to list and sell in the Spring season, there is a huge benefit to selling between the months of November and February. 

What is this huge benefit that comes with selling between November and February?

According to the National Association of Realtors, the below chart represents the inventory levels of properties and the months supply. 


So, what does this mean?  Well, serious buyers will be in the marketplace!

If a home buyer is looking to purchase a house and your property is on the market, prospective buyers have less inventory to look through, increasing the chance of your property attracting buyers much faster as opposed to if you did in fact wait until Spring.  This puts you and your property in a good place in a competitive market. 

So, What Should You Do?

Every property is unique, and every seller and buyer have different goals and needs.  So, seeking a free consultation from a professional real estate brokerage is what any potential seller should do.  Spring may be better for you and your property, but how do you really know?  To set a free consultation at your property contact Apex Realty Group, LLC at (978) 276-3333 or visit to get started!

Looking to BUY A HOUSE? Here’s some BASICS to learn about your CREDIT!

Looking to BUY A HOUSE? Here’s some BASICS to learn about your CREDIT!

Your credit score is basically a numerical summary of your credit report. Whether you are seeking credit from banks, credit card companies, or car dealerships, all lenders use this score to determine the amount of credit, if any, that can be allocated. When buying a home, the higher your credit score the better.

What is considered a high credit score?

  • Perfect credit score: 850
  • Excellent credit score: 760–849
  • Good credit score: 700–759
  • Fair credit score: 650–699
  • Low credit score: 650 and below

What factors are considered when calculating a credit score?

  • Credit payment history (35%)
  • Debt-to-credit utilization (30%)
  • Length of credit history (15%)
  • Credit mix (10%)
  • New credit accounts (10%)

So, what does this all mean?

It means it is time to become more knowledgeable when it comes to these factors, so let’s break them down:

Credit payment history refers to if an individual pays his or her credit cards on time.

Debt-to-credit utilization is the amount of debt an individual has accumulated, divided by the credit limit allocated on the accounts. NOTE: If your debt-to-credit utilization ratio is above 30%, this can have a negative impact on an individual’s ability to obtain more credit, and/or especially a home loan.

Length of credit history refers to the amount of time an individual has had credit lines open, but did you know longer credit history balances are more favorable than shorter ones?

Credit mix is literally the combination, or “mixture” of the different types of credit card accounts open, which can include but is not limited to store credit cards, auto loans, student loans, etc.)

New credit accounts obviously refer to when an individual opens a new credit line of some sort, but keep in mind, this may not always be a positive move, because each time an individual opens a new credit line, what was considered the average length of credit history decreases, which in turn negatively impacts the credit score.  CONSIDER THE PROS AND CONS.


You may not become a “credit score guru” over night, but you can sure consider these factors and start making more favorable choices about your financial future. In fact, Experian found that 45% of people wait for their credit scores to improve before applying for a mortgage, so get a head start on your climb to the top!  How?

CHECK YOUR CREDIT SCORE MANY MONTHS BEFORE YOU BUY A HOME. It takes time to improve it.  Don’t kick back and hope that it improves, because as stated above, these factors are very significant to increasing your credit score and more importantly, for getting financing for a new home!

Are You Preparing to Buy a New Home?

Are You Preparing to Buy a New Home?

Preparing to Buy – A High-Level Overview

by Alexis N. Winnell, Realtor

The following list will give you an idea of the process you will be taking when making your purchase. At Apex Realty Group, we take away the stress from the home buying process.

  • Contact a mortgage service provider to get a mortgage pre-approval letter.
  • Identify your Home Buying Team —>  Apex Realty Group, LLC!
  • Research neighborhoods and communities to narrow your search.
  • Find the house of your dreams.
  • Make an offer and negotiate with the help of an Apex Realty Group Realtor.
  •  :)Conduct the home inspections and other inspections per the contract timetable.
  • Finalize and negotiate inspection issues.
  • Contact insurance agent to obtain homeowners insurance policy.
  • Moving preparations.
  • 1-2 weeks prior to closing, pay homeowners’ insurance premium and obtain paid receipt (condo owners arrange insurance for contents only).
  • 3-4 days prior to closing, gather documents needed at closing as advised by your Loan Officer and Realtor.
  • Final walk-through inspection prior to closing with your Apex Realty Group Realtor.
  • Attend closing – Congratulations, you are a new homeowner! 😉

Let us walk you through these steps in detail. Contact us today to get started.

Avoid These Costly Mistakes When Hiring A Real Estate Agent

Avoid These Costly Mistakes When Hiring A Real Estate Agent

Avoid These Costly Mistakes When Hiring a Real Estate Agent –By Alexis Winnell, Realtor

Selling your home can be a daunting process. The best way to alleviate the stress and concerns that come with putting your house on the market is to hire a qualified and knowledgeable REALTOR. But how can you be sure that the Realtor you have in mind is right for you?

1.The agent in your neighborhood may not be the best choice for your home.

Most real estate agents in today’s market specialize in multiple communities. Agents that do not live in the town still have specialized knowledge of the town’s events, infrastructure and, of course, property values. Don’t hire an agent based on convenience or perceived accessibility.  A good agent will drop everything to service your property and is ALWAYS on call.

2.The amount you think your home is worth may not be an accurate estimation of market value.

When you interview potential agents to facilitate the sale of your most valued asset, let them suggest a sales price. They should arrive at the appointment with at least 3 different examples of homes that have sold in your neighborhood in the last 6 months. If you suggest a price and the agent immediately agrees with you without offering any proof to support your suggested price, tread carefully. The agent could simply be agreeing  in order to obtain the listing. Later, after letting the house sit on the market for 60 days, they can return to you and suggest a price reduction to a more accurate value. The problem with this tactic, apart from its inherent dishonesty, is that  properties garner the most attention from other agents when they are new listings. Agents are often reluctant to bring potential buyers to a property that has been on the market for many days, due to the perception and fear that something is wrong with the house.

3.A snap judgement is great at picking out curtains, but not at selecting an agent.

It is important to get a great vibe from your agent, but it is equally important to learn about their credentials. Are they a Realtor, and therefore held to a strict code of conduct and ethics? Will they provide a list of references of their past clients?

As the real estate market changes, is the agent staying abreast of the new trends in the local market? Experience is great, but don’t discount newer agents– sometimes they’re the better choice because they have fresh marketing ideas and are overly eager to succeed, which translates into better service and more attention for your property.

When considering which agent to hire, your best choice is someone with whom you feel comfortable, but who will also be honest about your property’s value. . Give Apex Realty Group a call today at 978-276-3333.

What You Need to Know when looking at an Open House

What You Need to Know when looking at an Open House

The housing market has been hot this past year and lately there seems to be more buyers than homes. So where do you start when house hunting? Many buyers like to start at Open Houses to get a feel for the market. It is always best to try to find a real estate agent to help guide you through the buying process , however, if you want to try to get your feet wet first an Open House might be your best bet.
There are some things you will want to know about how to tackle an Open House: 1. How do you find Open Houses? Your best bet is to find a real estate professional that represents buyers and have them help you find Open Houses that are right for you. Agents are familiar with the inventory and could save you an unnecessary trip to a house that isn’t right for you. Most open houses take place on Saturday or Sunday, so Thursday is a good day to start your search.
2. Be prepared Plan your route, make sure you have the right directions and have plenty of gas to get where you are going. Take along a pen and paper to make notes on properties.
3. Get to know the area The house may be great; but how is the area? Take the time to drive around the surrounding neighborhoods of homes you like and get to know the area. A real estate professional is a great resource for community information.
4. Check for agency Most agents at an Open House represent the seller. You will want to work with an agent that is able to represent you as the buyer. If you like the agent at the Open House, and have not yet contracted with an agent, make sure to discuss agency and representation.
5. Take notes Take notes and write down a list of quick pros and cons after you have viewed a home. This will help you remember the houses you have viewed. Viewing Open Houses can help you get a sense for what’s out there in the marketplace. It will help you determine if the house you want and your finances match up with the houses that are on the market. It is always best to find a real estate professional to help you find the home of your dreams. Buying a home is no small matter.